protection
Many families would be in a precarious position if a family member developed a serious illness or died. Protection gives you the peace of mind that your family will be financially secure, whatever the future brings.
In order to give you suitable advice, your financial adviser will get to know your financial and family circumstances. We can then begin checking for potential shortfalls or vulnerabilities. Your financial adviser will run through various scenarios to assess the impact on your family members and their lifestyle, income and future aspirations.
After any potential risks or vulnerabilities are identified, your financial planner can begin setting up the appropriate levels of protection to ensure any shortfalls will be covered.
We carry out in-depth, impartial, due diligence on all providers and products. Our protection services include:
- Life insurance
- Relevant life cover
- Critical illness cover
- Mortgage protection
- Private medical insurance
- Inheritance tax cover
- Key person insurance
Your level of protection and insurance policies should be reviewed regularly to ensure they remain suitable. People’s needs and circumstances change over time, but in general you should contact a financial planner to review your protection whenever:
- Your children become independent or a new child is born
- You change jobs or retire
- You make lifestyle changes, such as quitting smoking
- You take out or finish paying off a mortgage or other loan
Important information
The Financial Conduct Authority does not regulate tax advice or estate planning